Work out your levy
Your pay
A$85,000 a year before tax.↑/↓ change by A$1,000
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That job uses your tax-free threshold, so this one is taxed at your top rate.
Move the slider to see what a pay rise adds after tax.
Your Medicare levy
| Pay before tax | A$85,000.00 |
|---|---|
| Income tax (after offsets)18.9% | −A$16,020.00 |
| Medicare levy2% | −A$1,700.00 |
| HELP repaymentOff | A$0.00 |
| Take-home pay79.2% | A$67,280.00 |
| Employer super (12%, paid on top) | A$10,200.00 |
Single person: no levy up to A$28,011 of taxable income, then 10% of the amount over, and the full 2% above A$35,013.
Provisional2026–27 Medicare thresholds not yet published by the ATO; using 2025–26 values.
A$1,700a year, single person
Taxable income, A$ thousands
Your taxable income is above A$35,013, so you pay the full 2% levy.
Show as a table
| Taxable income | Medicare levy |
|---|---|
| Up to A$28,011 | Nil |
| A$28,012 – A$35,013 | 10c for each A$1 over A$28,011 |
| Over A$35,013 | 2% of all your taxable income |
Estimate only, not tax advice. Assumes this is your only income (unless you enter another job), you are single with no dependants, and you have no other deductions or offsets. Includes the Low Income Tax Offset and the Medicare levy low-income reduction. Does not include the Medicare levy surcharge, SAPTO, salary sacrifice or fringe benefits. For those, or for a family, use the ATO income tax estimator. The ATO Medicare levy calculator covers families, SAPTO and the surcharge: ATO Medicare levy calculator.
How we worked this outFY 2026–27, figures for the year
- Pay from this job A$85,000.00 a year, super not included. Employer super 12% = A$10,200.00, paid on top.
Source: ATO super guarantee (updated 17 April 2026) · FY 2026–27 · checked 2 Nov 2026
- Standard deduction not applied, so taxable income is A$85,000.00.
Source: ATO standard deduction for work-related expenses (updated 14 September 2026); Treasury Laws Amendment (Tax Reform No. 1) Act 2026, Schedule 4 (assented 26 June 2026) · FY 2026–27 · checked 2 Nov 2026
- Income tax: A$4,020 + 30% × (85,000 − 45,000) = A$16,020.00.
Source: ATO tax rates - Australian residents (updated 13 August 2026) · FY 2026–27 · checked 2 Nov 2026
- Low Income Tax Offset: A$0.00.
Source: ATO low income tax offset (updated 8 June 2026) · FY 2026–27 · checked 2 Nov 2026
- Medicare levy: 2% of taxable income, reduced on low incomes = A$1,700.00.
Source: ATO Medicare levy reduction for low-income earners (updated 30 June 2026, 2025-26 values) · FY 2026–27 · checked 2 Nov 2026
- Take-home: A$85,000.00 − A$16,020.00 + A$0.00 − A$1,700.00 − A$0.00 = A$67,280.00 a year. Each period is the year divided by 52, 26 or 12 and rounded to the cent. Marginal rate 32% is tax plus Medicare on your next dollar; it leaves out study loan repayments.
Your employer withholds tax each pay using ATO tax tables, so a payslip can differ by a few dollars. We work out tax for the whole year and divide it; any difference is settled when you lodge your return.
Medicare levy low-income thresholds
The levy is 2% of your taxable income. If your income is low you pay less, or none. The table shows the thresholds for a single person with no dependants.
| Taxable income | Medicare levy |
|---|---|
| Up to A$28,011 | Nil |
| A$28,012 – A$35,013 | 10c for each A$1 over A$28,011 |
| Over A$35,013 | 2% of all your taxable income |
The ATO has not yet published the 2026–27 thresholds. The table and the calculator use the 2025–26 values until it does.
Source: ATO · FY 2026–27 · checked 2 Nov 2026
What this calculator does not cover
Families, seniors and pensioners (SAPTO) and the Medicare levy surcharge are not calculated here. The thresholds are different and depend on your family and on private hospital cover. Use the ATO Medicare levy calculator for those.
The levy is worked out on taxable income for the whole year. The standard deduction is left out unless you tick it, so your figure can differ if you have other deductions.
Common questions
Estimates only. This page gives general information, not tax advice; check your situation with the ATO or a registered tax agent.